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Seeking to put God's love into action, Habitat for Humanity brings people together to build homes, communities and hope



Are you interested in partnering with Habitat for Humanity Greater Watertown Region to become a homeowner?


Employees from Superior Homes are intalling siding on a Habitat for Humanity House in Watertown. 

Qualification Guidlines


If you:

  • Currently live in sub - standard housing that does not meet your families' needs

  • Do not qualify for a traditional mortgage, but are able to pay back a 30 year no interest mortgage

  • Are willing to invest a minimum of 300 hours of sweat equity into building your home

  • Want to create a better life for your family

  • Lived in or worked in Codington County for a minimum of a year

Ability to Pay​​

  • Must prove stable monthly income.

  • Credit report must show satisfactory payment history, clear of outstanding judgments.

  • Bankruptcy or foreclosure filings must have been discharged 24 months prior to the date of application.

Willing to Partner

  • Complete application and required verification release forms in a timely manner.

  • Invest 300 hours of “sweat equity”

  • 200 hours required by family

  • 100 hours may be contributed by friends and family

  • Attend financial and homeowner counseling.

  • Accept home offered to you!

How does the application process work?

If you feel that you meet the basic requirements found above and that you are willing to partner with Habitat for Humanity of Greater Watertown Region, please Contact Us

During the formal application process, you will need to provide the following information for ALL household members (18 or older):

  • Current Picture ID

  • Current Pay Stub

  • Most recent Bank Statement

  • Most recent tax return

  • Most Current W-2

You must also be ready to do the following:

  • Complete application and required verification release forms in a timely manner.

  • Attend financial and homeowner counseling.

We do accept applications year round so Contact Us if you are interested in becoming a Habitat Family!

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